Get up to
$4,500 to make moving simple!

No early settlement fees.

How much is your rent?

  • BOND$1,120
  • TOTAL = 1,722
With MoveSMART pay only
$17.64 / week

Accepted by all rental agencies

Lending criteria, terms and conditions apply. Estimated repayments are calculated over 3 years and include a $195 application fee. Maximum loan is $4,500.*Moving Costs are estimated, are paid to you directly, and can be used for anything (like furniture removal).

Get your bond refunded and pay us back with no penalty!

A great rate from 12.95% p.a. fixed for the term of the loan.

No security needed with up to 3 years to pay.

Lending criteria, terms and conditions apply. Interest rates subject to profile and range from 12.95% to 24.95%. An application fee of $195 to $395 is added to the loan amount depending on loan size.

Have the confidence of being cash ready when competing for a tenancy.

  • Pay it back early with no penalty.
  • Need a little more money? Give us a call. Top-ups are available.
  • Have money available to fix any issues with your old rental – like steam cleaning the carpet.

We’ll sort the rest too.

On top of Bond and Advance Rent, MoveSMART sorts your moving costs too! Furniture truck? Storage? The broken letter box? Sorted.

With MoveSMART, moving just got easier.

Why landlords will love you.

With MoveSMART, you’re ready to go and make things nice and easy for the landlord, so you can jump straight to the front of the queue!

  • Your finances are sorted
  • You’ve got a great rental history
  • You’ve already passed our checks
  • You’re ready to go

You’re covered.

Unique Credit Indemnity Insurance that not only makes your loan payments but also your rent. If you suffer a financial loss you can relax knowing we have you covered.
Full details >


  • Can I use MoveSMART for a private rental?

    Sorry, not at this time. MoveSMART is available for use where you rent through a Property Manager or Letting Agent.

  • Who can apply?

    Provided you are over the age of 22, working, have acceptable credit and a Citizen or Permanent Resident of NZ then you may qualify for MoveSMART.

  • Where do you pay the money?

    For the bond, advance rent and letting fee (if any) we pay this directly to your landlord. For anything else we pay the money directly to you.

  • What are your interest rates and fees?

    The establishment fee ranges from $195 to $395 depending on the size of the loan. A one off PPSR check of $10.35 and a weekly administration fee of $2.00.

    There is not fee to make lump sum payments or to settle your loan early

    Interest rates range from 12.95% p.a. to 24.95% p.a. depending on your credit profile

  • Can I get pre-approved?

    Absolutely, we encourage this. It makes it easier to say yes to a property when you know you have money ready to go. An approval lasts 30 days.

  • Do all tenants shown on the Tenancy Agreement need to be on the loan?

    Not at all, only one of you needs to be on the loan. However, that person is responsible for the loan repayments.

Lightning Speed Decisions.
100% Digital.

  • 1

    Apply Online. It's 100% digital, and you can track your application 24/7.

  • 2

    Send us your Tenancy Agreement.This can be an email from your new landlord once you are approved for your new rental - showing us the move in costs and new address.

  • 3

    Sign your Loan Agreements. You can do this from any device, including your mobile.

  • 4

    We Transfer the Money. Bond and Advance Rent goes to your new landlord overnight and the balance is paid direct to you (if this is what you requested).


Get Started..

I’m still looking We’ll flick you an email with everything
you need for when you’re ready


Find out more here

MoveSMART makes it nice and easy for you to approve tenants. You know they’re good to go for bond, rent in advance and other costs. They’ve also passed our background checks including employment and credit checks. If you have any questions, you can touch base directly with our BDM.

It’s a smart move for the tenants too – the process is straight forward, there are up to 3 years to pay, great rates are fixed, and with no early repayment fees it can even be used to get them into a new rental while waiting for a bond refund.

Want to learn more?
We can flick you an email with more info:

  • movesmart-new-tenants
  • movesmart-new-rental