Smart tenants choose MoveSMART.
No early settlement fees.
Accepted by all rental agencies
Lending criteria, terms and conditions apply. Estimated repayments are calculated over 3 years and include a $195 application fee. Maximum loan is $4,500.*Moving Costs are estimated, are paid to you directly, and can be used for anything (like furniture removal).
On top of Bond and Advance Rent, MoveSMART sorts your moving costs too! Furniture truck? Storage? The broken letter box? Sorted.
With MoveSMART, moving just got easier.
With MoveSMART, you’re ready to go and make things nice and easy for the landlord, so you can jump straight to the front of the queue!
Unique Credit Indemnity Insurance that not only makes your loan payments but also your rent. If you suffer a financial loss you can relax knowing we have you covered.
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Sorry, not at this time. MoveSMART is available for use where you rent through a Property Manager or Letting Agent.
Provided you are over the age of 22, working, have acceptable credit and a Citizen or Permanent Resident of NZ then you may qualify for MoveSMART.
For the bond, advance rent and letting fee (if any) we pay this directly to your landlord. For anything else we pay the money directly to you.
The establishment fee ranges from $195 to $395 depending on the size of the loan. A one off PPSR check of $10.35 and a weekly administration fee of $2.00.
There is not fee to make lump sum payments or to settle your loan early
Interest rates range from 12.95% p.a. to 24.95% p.a. depending on your credit profile
Absolutely, we encourage this. It makes it easier to say yes to a property when you know you have money ready to go. An approval lasts 30 days.
Not at all, only one of you needs to be on the loan. However, that person is responsible for the loan repayments.
Apply Online. It's 100% digital, and you can track your application 24/7.
Send us your Tenancy Agreement.This can be an email from your new landlord once you are approved for your new rental - showing us the move in costs and new address.
Sign your Loan Agreements. You can do this from any device, including your mobile.
We Transfer the Money. Bond and Advance Rent goes to your new landlord overnight and the balance is paid direct to you (if this is what you requested).
Find out more here
MoveSMART makes it nice and easy for you to approve tenants. You know they’re good to go for bond, rent in advance and other costs. They’ve also passed our background checks including employment and credit checks. If you have any questions, you can touch base directly with our BDM.
It’s a smart move for the tenants too – the process is straight forward, there are up to 3 years to pay, great rates are fixed, and with no early repayment fees it can even be used to get them into a new rental while waiting for a bond refund.